99exch Terms — What the ₹500 Floor, the Payout Name Check and Market Voids Mean
These are the working rules behind a 99exch ID: who may hold one, how money moves in and out, how a market settles, and what closes an account. Reading them takes three minutes and saves the argument later.
Who May Hold a 99exch ID
You must be 18 or over, opening the 99exch account in your own name, with a mobile number and a UPI app that belong to you. One person holds one ID. Accounts opened on behalf of somebody else, or funded from a third party, run into payout checks that the desk cannot waive.
Online betting rules differ by state in India. Knowing the position where you live is on you, not on the 99exch desk.
Deposits Into a 99exch Wallet
The first deposit on a 99exch ID is ₹500 by UPI, and it becomes balance in full. Later top-ups sit above the same floor. Pay only to the handle the desk sends in that conversation, from an app registered in your own name, and post the reference back so the credit can be matched. Payments sent without a reference are slower to trace, and payments from somebody else's account are reversed.
Withdrawals From a 99exch ID
Send the amount and the UPI ID in the chat. A reference comes back and the credit normally lands in 10 to 30 minutes, with bank downtime the usual reason for a longer wait. Payouts reach only an account in your own name, matched against the details you deposited from. There is no turnover requirement on an ordinary deposit; an offer, if you accepted one, carries whatever condition was written into your 99exch chat when you took it.
How 99exch Bets Settle
Markets settle on the official result of the fixture. A session line pays at its over marker, match odds at the end of the match, and a bet that has matched cannot be cancelled by either side. Markets suspend at wickets, reviews and over changes so nobody trades on a faster feed. Where a fixture is abandoned or a market is voided, stakes on that market are returned to the 99exch wallet.
What Closes a 99exch Account
- Holding more than one 99exch ID, or opening one for another person
- Funding the account from payment details that are not yours
- Using software to place bets automatically against the 99exch markets
- Any attempt to influence the outcome of a fixture
- Being under 18
Disputes and Changes
Raise anything with the 99exch desk first, with your user name and the reference for the transaction or bet in question. The statement on the account is the record both sides work from. These terms can change with the platform, and the version on this page is the current one; where a figure such as the ₹500 minimum moves, the desk confirms it in your chat before it applies to you.
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